# The WorldRuns On Capital

Source: https://plutusai.net/

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The World
Runs On Capital

AI-powered underwriting that moves at the speed of business. Anywhere on earth.

Analyze your cash flow
Book a Demo
18 min
Avg. approval
2.1%
Default Rate
$23M+
Funded
YOUR CASH-FLOW ANALYSIS
How It Works
01
Upload your statements

Add PDF bank statements for the months you want to review.

02
Review your cash flow

Compare monthly deposits, transfers, advances, and payments in one report.

03
Understand your commitments

Review your estimated current MCA payment stack alongside Average Withhold, based on your statements.

What is Withhold? Withhold shows how much of your net deposits goes toward merchant cash advance (MCA) payments. Review payment commitments alongside your monthly cash flow. Current payments are statement-end estimates, not live balances.

Cash moving through your business
Revenue, transfers and advances flow into your business. Payments branch into MCA payments and operating expenses. Widths are illustrative, not amounts or a calculated balance.
MONEY IN
PAYMENTS
Revenue
Transfers
Advances
Your business
MCA payments
Operating expenses
Analyze your cash flow
SECURITY
Your data stays protected.

Your bank statements, applications, and financial details deserve careful handling. Plutus uses encrypted transport, authenticated access, and controlled data paths from upload through review.

Encrypted sessions

Data moves over HTTPS/TLS with trusted certificate authority validation, so statement uploads and portal sessions are encrypted in transit.

Controlled access

Authenticated access controls help ensure each team sees only the applications and records they’re authorized to access.

Safer handoffs

Application files and underwriting outputs stay inside the Plutus workflow instead of bouncing through inboxes, spreadsheets, and unsecured one-off links.

WHY PLUTUS
Built for Speed,
Designed for Trust
Lightning Approvals

Average decision in 18 minutes with AI-powered cash flow analysis.

Broker Data Protection

Application packages, statements, and broker workspaces are protected with HTTPS/TLS encryption and authenticated access controls.

Predictive Intelligence

Machine learning models that improve with every application.

$23M+
Total Funded
18 min
Avg. Decision Time
2.1%
Default Rate
500+
Deals Analyzed
Understand your cash flow

Upload your bank statements to see deposits, payments, and payment burden in one cash-flow analysis.

Analyze your cash flow →
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© 2026 Plutus AI. All rights reserved.

## Links
- [PAPLUTUSAI](https://plutusai.net/)
- [Funders](https://plutusai.net/funders)
- [Learn](https://plutusai.net/blogs)
- [Brokers](https://plutusai.net/broker/signup)
- [Login](https://plutusai.net/auth)
- [Analyze your cash flow](https://plutusai.net/statement-analysis)
- [Analyze your cash flow](https://plutusai.net/statement-analysis)
- [Analyze your cash flow →](https://plutusai.net/statement-analysis)
- [About](https://plutusai.net/about)
- [Contact](https://plutusai.net/contact)
- [Funder directory](https://plutusai.net/funders)
- [Developers](https://plutusai.net/developers)
- [Terms of Service](https://plutusai.net/terms)
- [Privacy Policy](https://plutusai.net/privacy)
- [Software Agreement](https://plutusai.net/software-agreement)