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Public articles from Plutus AI

• CFPB's Regulation B Rewrite Puts Underwriting Controls Back in Focus
• Bank Consolidation Is Coming for Specialty Finance. ISOs Need an Operating System.
• How to Analyze Bank Statements for MCA Underwriting
• Morgan Stanley maps $1.5 trillion AI data-center financing gap
• Itafos raises term loan commitment to $140 million and cuts loan margin
• Second Avenue provides $8 million revolver to IT'SUGAR
• RideNow refinances $220 million term loan and pursues Wells Fargo ABL
• CIT Northbridge provides $60 million revolver to Certified Origins
• Epiq reports 38% rise in September small-business bankruptcy elections
• GACC joins $600 million ABL facility after retail-media restructuring
• SLR Business Credit funds $10 million A/R-only facility for fuel distributor
• DigitalOcean secures $725 million equipment facility for AI cloud capacity
• Assembled Brands funds Laoban's frozen CPG rollout
• Lambda closes $926 million GPU term loan B
• Green Check expands specialty banking compliance platform
• Bathla Group enters administration as lenders take center stage
• BriteCap launches Rise for growth-stage small businesses
• Winnebago extends $350 million JPMorgan ABL line to 2031
• Hadrian closes $360 million revolver for factory buildout
• Clearco secures $100 million Macquarie facility for ecommerce funding
• Glovo and PragmaGO launch MCA financing for Romanian merchants
• eCapital provides $10 million ABL facility to Florida flight training company
• Morgan Stanley maps $1.5 trillion AI data-center financing gap
• Stripe, Visa and Bridge split stablecoin checkout into two merchant fee stacks
• Boston Fed researchers read 168 BDC filings and find borrowers deferring cash as lenders cut spreads
• Parafin's new lenders are Goldman Sachs and a private credit manager, not a bank warehouse
• United Community Banks sells its equipment lender Navitas to Wafra for $1.9 billion
• California fines Navitas $4 million for lending without a license and paying unlicensed brokers
• New York sues Rapid Ruling, an arbitration forum built to rubber-stamp MCA judgments
• MCA accounting CEO challenges Upstart's Paul Gu on AI in cash-advance underwriting
• ByzFunder closes $170 million ABS as institutional buyers pile into MCA receivables
• Manhattan's top prosecutor says his office is asking private credit funds about their marks
• KBRA cuts BlackRock TCP Capital out of investment grade as private-credit fundraising halves
• Fitch says private credit defaults hit a record 6%, mostly deferrals
• Broker Fair fills The Glasshouse as embedded platforms take the easy deals
• New York's FAIR Act puts MCA collection files in the AG's hands
• TD Bank explores private-credit tie-up for sponsor loans
• Texas regulators move to finalize MCA rules as the September registration clock runs down
• A New York Court Refused to Enforce an MCA Settlement Stipulation.
• The Cash Conversion Machine: How Main Street Actually Finances Itself
• Tech Buyout Freeze Makes Software Cash Flow a Credit Question
• Construction Underwriting Has to Follow the Draw, Not Just the Bank Statement
• Restaurants and Retail Need a Margin Test Before Daily Repayment
• The Fed's Stability Report Puts SMB Credit on the Funding-Risk Desk
• When Trucking Cash Flow Looks Better Than the Repayment Stack
• NextNRG's 203% APR Filing Shows the Weekly-Payment Risk Hiding in Business Credit
• Healthcare and Professional-Services Credit Is Not Automatically Safe
• MCA Broker Software: What Funding Teams Need Beyond a CRM
• How to Build a Funder-Ready Merchant File
• Cash-Flow Data Is Not a Shortcut Around Underwriting Discipline
• Lead Sourcing Is Underwriting Before Underwriting
• MCA Lingo Is Where the Control File Starts
• What the FTC’s RCG Advances Case Says About MCA Collection Practices
• Inside the Yellowstone Settlement That Canceled $534M in Merchant Debt
• What Does It Take to Become an MCA Funder?
• The State Disclosure Map: Why MCA Compliance Depends on Where the Merchant Is
• Brokers, ISOs, and the Hidden Compliance Risk in MCA Origination
• When an MCA Becomes a Loan: The Recharacterization Risk Every Funder Should Understand
• Collections, Confessions of Judgment, and the MCA Enforcement Line
• MCA Compliance by Design: The Data Fields Every Funder Should Track
• The MCA Regulatory Roadmap: What Funders Should Watch Next
• MCA Regulation Is Not One Rule. It Is a Stack.
• Stablecoin Yield Fight Moves Onto the Small-Business Credit Desk
• BlackRock's Preqin Push Turns Private Credit Data Into a Capital Test
• Sound Point's $575M Peak Financing Is a Private Credit Evidence Signal
• EquityZen's Q1 Discount Compression Is a Capital Desk Warning
• Parafin's Warehouse Upsize Puts Embedded SMB Finance on the Capital Desk
• EquityZen Puts Evergreen Funds and SPVs in the Same Private-Market Access Conversation
• Barclays' Best Egg Close Is a Control Signal for Alt-Finance Platforms
• LibreMax's $285M ABF Fund Shows Where Private Credit Wants Better Evidence
• Fiserv’s April Index Warns Funders Not to Mistake Higher Tickets for Healthier Cash Flow
• Versana’s $43M Raise Turns Private-Credit Data Into an Operator Signal
• OnDeck and Ocrolus Cash-Flow Data Put Liquidity Ahead of Rate Talk
• Private Credit’s Liquidity Test Is Reaching Fintech Small-Business Loans
• OppFi’s BNC Bank Deal Puts Small-Business Finance Teams on Charter Watch
• CFPB’s Section 1071 Reset Leaves MCAs Outside Reporting. Underwriters Still Need an Evidence Trail
• Enova’s SMB Origination Growth Is a Control Test for Funding Desks
• Why Bank Private-Credit Disclosures Matter for Commercial Funding Desks
• Connecticut’s MCA Bill Turns Collections Risk Into an Underwriting Issue