The World
Runs On Capital
AI-powered underwriting that moves at the speed of business. Anywhere on earth.
How It Works
Upload your statements
Add PDF bank statements for the months you want to review.
Review your cash flow
Compare monthly deposits, transfers, advances, and payments in one report.
Understand your commitments
Review your estimated current MCA payment stack alongside Average Withhold, based on your statements.
What is Withhold? Withhold shows how much of your net deposits goes toward merchant cash advance (MCA) payments. Review payment commitments alongside your monthly cash flow. Current payments are statement-end estimates, not live balances.
Your data stays protected.
Your bank statements, applications, and financial details deserve careful handling. Plutus uses encrypted transport, authenticated access, and controlled data paths from upload through review.
Encrypted sessions
Data moves over HTTPS/TLS with trusted certificate authority validation, so statement uploads and portal sessions are encrypted in transit.
Controlled access
Authenticated access controls help ensure each team sees only the applications and records they’re authorized to access.
Safer handoffs
Application files and underwriting outputs stay inside the Plutus workflow instead of bouncing through inboxes, spreadsheets, and unsecured one-off links.
Built for Speed,
Designed for Trust
Lightning Approvals
Average decision in 18 minutes with AI-powered cash flow analysis.
Broker Data Protection
Application packages, statements, and broker workspaces are protected with HTTPS/TLS encryption and authenticated access controls.
Predictive Intelligence
Machine learning models that improve with every application.