Company overview
Brokerage · HQ · New York, NY
1STOPCAP INC., founded in 2024 and headquartered in New York, is a financial services company operating a hybrid model as both a direct funder and a broker. The company provides working capital loans from $10,000 to $250,000 to established businesses nationwide, focusing on those with at least $750,000 in annual revenue and 6 months of operation. It positions itself as a rapid funding solution, even for clients with poor credit, by prioritizing business performance and revenue over credit scores.
Company focus
- Business role
- Brokerage
- Headquarters
- New York, NY
- Founded
- 2024
- Employees
- 11-50
- Industries
- The company operates as a generalist provider and lists several example industries it serves on its website, including retail, restaurants, construction, healthcare, transportation, e-commerce, and professional services. It does not publish a list of excluded industries.
- Specialties
- Fast funding (approval in hours, funding within 24 hours), Strict stacking policy (no more than one daily debit loan), High minimum revenue requirement ($750,000 annually), Acceptance of businesses with bad credit, Renewal programs for clients of ISO partners, Unsecured, collateral-free financing
Reported eligibility
- Time in business (months)
- 6
Funding & terms
- Funding from
- $10,000
- Funding up to
- $250,000
Business research
- Operating model
- 1STOPCAP INC. operates under a hybrid model, functioning as both a direct funder and a broker/ISO facilitator. Evidence for its direct funding activity comes from court records where it is the plaintiff enforcing 'Purchase and Sale of Future Receivables Agreements,' indicating it purchases receivables with its own capital. Evidence for its brokerage role is prominent on its website, which features an 'ISO Partner Program,' mentions funding through partners, and includes disclaimers in its Terms of Service and Privacy Policy about connecting applicants with third-party funding sources.