Company overview
HQ · Iselin, NJ
Merchant Cash Advance (MCA)Unsecured Working CapitalTerm LoansBridge LoansLines of CreditEquipment FinancingSBA LoansAccounts Receivable FinancingReal Estate FinancingCredit Card Processing
1West, legally known as Jaydee Ventures, LLC, is a financial technology marketplace for small business lending. The company utilizes its proprietary ABLE (Automated Business Lending Engine) platform to connect small business applicants with its network of over 50 lenders, facilitating a range of financing solutions including Merchant Cash Advances, term loans, and lines of credit. 1West positions itself as a technology-driven solution for rapid funding, often delivering capital within 24 to 72 hours.
Trustpilot · rating
- Trustpilot
- approximately 4.8/5 · over 1,476 reviews
Google · rating
- 4.8/5 · over 470 reviews · Iselin, NJ office
Company focus
- Legal name
- Jaydee Ventures, LLC
- Headquarters
- Iselin, NJ
- Founded
- 2017
- Employees
- 11-50
- Industries
- Restaurants, construction, trucking, beauty salons, daycare, medical/medical equipment
- Specialties
- A proprietary, end-to-end digital platform that automates the underwriting process from application to servicing. This technology analyzes a multitude of data points beyond traditional credit scores, enabling a more holistic assessment of a business's health, which facilitates rapid decision-making and funding. The platform also serves as a 'lending-as-a-service' tool for 1West's network of ISOs and brokers., A primary value proposition is the rapid speed of funding, with the company claiming to provide capital in as little as 24-48 hours for certain working capital products. This quick turnaround is a significant differentiator from traditional lenders and is enabled by the efficiency of the ABLE platform., 1West specifically targets the subprime market, with a stated minimum FICO score requirement of 500. It also caters to early-stage businesses, with minimum time-in-business requirements as low as 3 months and monthly revenue as low as $5,000, making financing accessible to businesses that may not qualify for traditional loans., The company operates a structured renewal program for existing customers who are in good standing. This program offers a streamlined path to subsequent rounds of funding, potentially with pre-approved offers or an expedited application process, aiming to increase customer lifetime value., While serving a broad range of small businesses, 1West has developed a specialty in several specific verticals, including restaurants, construction, trucking, beauty salons, daycare, and medical/medical equipment., A unique aspect of 1West's model is its integration with credit card processing services. This facilitates products like Merchant Cash Advances (MCAs) where repayments are made via a percentage of future credit card sales, providing 1West with direct revenue insight and a streamlined repayment mechanism.
Reported eligibility
- Minimum credit score
- 500
- Monthly revenue from
- $5,000
- Time in business (months)
- 3
- Accepts stacked positions
- Yes
- Maximum positions
- 5
Funding & terms
- Funding from
- $5,000
- Funding up to
- $20,000,000
Third-party reputation
- Reported research
- 1West has a strong positive reputation on major review platforms. It holds a rating of approximately 4.8 out of 5 stars on Trustpilot from over 1,476 reviews and a similar 4.8-star rating on Google from over 470 reviews for its Iselin, NJ office. Recurring themes in positive reviews consistently praise the company for its fast, easy, and stress-free application process, responsive and clear communication from staff, and the user-friendly online platform.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.