Company overview
HQ · Miami, FL
Merchant Cash Advance (MCA)Revenue Based FinancingBusiness Term FinancingBusiness Line of CreditInvoice/Receivables FactoringEquipment FinancingSBA LoansCommercial Real Estate Financing SolutionsERTC AdvancesCannabis FundingReverse ConsolidationGovernment Contract FinancingConstruction FundingPurchase Order FinancingAsset Based Lending
800 FUNDING LLC is an alternative business lender providing a broad range of financing solutions, including Merchant Cash Advances and revenue-based financing, to businesses that may not qualify for traditional bank loans. The company positions itself on speed, leveraging data analytics and AI to offer rapid underwriting and same-day funding for qualified applicants. Its primary business focus is on providing accessible working capital to small and medium-sized businesses across various industries.
Company focus
- Legal name
- 800 FUNDING LLC
- Headquarters
- Miami, FL
- Founded
- 2021
- Employees
- 11-50
- Specialties
- Rapid Funding: The company emphasizes a rapid underwriting and funding process, with claims of approving qualified businesses within hours and funding on the same or next business day., Technology-Driven Underwriting: Leverages modern data analytics and Artificial Intelligence (AI) to streamline underwriting processes, shorten approval times, and assess businesses that may not qualify for traditional financing., Reverse Consolidation: Offers a specific 'Reverse Consolidation' product designed for businesses looking to consolidate multiple existing Merchant Cash Advances., Prepayment Discounts: The company states that for certain non-MCA products, 'Prepayment discounts offered in first half of the investment,' suggesting a potential benefit for early repayment on some loans.
Reported eligibility
- Monthly revenue from
- $10,000
- Time in business (months)
- 4
Funding & terms
- Funding from
- $5,000
- Funding up to
- $1,000,000
Business research
- Regulatory information
- Searches of public records as of April 21, 2026, did not reveal any direct regulatory or enforcement actions against 800 FUNDING LLC from state Attorneys General or federal bodies like the CFPB. No complaints were found in the CFPB's public database, and no UCC-1 financing statements naming the company as a secured party were located in public indexes. However, there is strong indirect evidence suggesting the company engages in litigation against its clients. A law firm specializing in merchant cash advance (MCA) defense advertises services specifically for businesses facing lawsuits or debt from 800 Funding. This implies a history of collection and legal action, which is characteristic of the MCA industry, even though direct searches of public court dockets (like PACER and Justia) did not return any primary case filings naming the company.