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AMERICAN CHOICE FINANCIAL

Company overview

HQ · Brooklyn, NY

Merchant cash advance

American Choice Capital LLC is a merchant cash advance provider founded in 2021 and based in Brooklyn, NY. It markets rapid funding—often within 24 hours—and structures repayment as a percentage of daily credit‑card sales. The company operates an ISO partnership program but has a modest public presence and limited third‑party reviews.

Company focus

Headquarters
Brooklyn, NY
Founded
2021
Employees
1-10
Specialties
fast funding (as little as 24 hours), flexible underwriting (B‑D paper), accepts up to 6th position stacks, ISO partner program

Reported eligibility

Reported score (scale not specified)
30
Monthly revenue from
$20,000
Time in business (months)
12
Maximum positions
6

Funding & terms

Funding from
$10,000
Funding up to
$1,000,000

Third-party reputation

Reported research
No BBB profile found; minimal public reviews. Merchant Safety page warns about impersonation; verification via [phone omitted] and info@. Public NY cases in 2024‑2025 reflect typical MCA collections; no specific regulatory actions surfaced.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

For developers and AI agents

Read-only, unauthenticated company research. No matching, submissions, private records, or write actions.

Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders