Company overview
HQ · New York, NY
American Express Company (Amex) is a multinational financial services firm that offers a range of business financing products, including a Business Blueprint line of credit and Merchant Financing term loans for merchants that accept Amex cards. It leverages its well‑known brand and extensive card‑processing network to provide fixed‑fee financing solutions to small and mid‑size businesses across the United States.
Company focus
- Headquarters
- New York, NY
- Founded
- 1850
- Employees
- 500+
- Specialties
- large-brand, tech-enabled underwriting, fast funding, merchant-financing repayment
Reported eligibility
- Reported score (scale not specified)
- 50
- Monthly revenue from
- $3,000
- Time in business (months)
- 12
Funding & terms
- Funding from
- $2,000
- Funding up to
- $2,000,000
Third-party reputation
- Reported research
- American Express Company is rated “F” by the BBB, is not BBB‑accredited, and has very low customer review scores (≈1.1/5). Public reviews on Trustpilot and similar sites are predominantly negative, indicating poor reputation for its loan offerings.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.