Company overview
HQ · Sherman Oaks, CA
Merchant cash advanceInvoice factoring
American Financial Center, Inc. (AFCI), doing business as Ocean Capital Factors, is a direct funding company providing working capital solutions to small and medium‑sized businesses. The firm offers merchant cash advances and invoice factoring, leveraging over two decades of experience and a California DFPI finance lender/broker license. AFCI works with ISO partners and positions itself as a fast, flexible capital partner.
Company focus
- Headquarters
- Sherman Oaks, CA
- Founded
- 2000
- Employees
- 1-10
- Specialties
- Direct funding source, Offers MCA and invoice factoring, ISO broker onboarding, Fast funding, International Factoring Association member
Third-party reputation
- Reported research
- American Financial Center Inc. holds an A+ BBB rating, has been operating for over 27 years, and has limited online reviews (Trustpilot 3.7/5 from a single review). A 2008 DFPI enforcement action related to a predecessor entity was set aside, and no current regulatory issues are evident.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.