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AMERICANFIRSTFIN

Company overview

HQ · Dallas, TX

American First Finance (American First Finance, LLC) is a consumer fintech that provides lease-to-own and retail installment payment solutions for customers with imperfect credit through a nationwide network of merchant partners across 30+ industries. Headquartered in the Dallas, TX area, AFF serves consumers in all 50 states, D.C., and Puerto Rico and offers omnichannel in-store and online experiences. AFF was acquired by FirstCash Holdings in December 2021.

Company focus

Headquarters
Dallas, TX
Founded
2013
Employees
201-500
Specialties
lease-to-own and retail installment solutions, all credit welcome underwriting, omnichannel (in-store, online, in-cart), broad merchant vertical coverage, nationwide (50 states, D.C., Puerto Rico)

Third-party reputation

Reported research
BBB: A+ rating (non‑accredited). Trustpilot: 3.9/5 from 59 reviews. Backed by FirstCash Holdings after 2021 acquisition.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders