Company overview
HQ · Austin, TX
Merchant cash advanceTerm loanLine of credit
Backd (Austin Business Finance, LLC) provides business financing solutions including lines of credit, term loans and working‑capital advances to U.S. small and medium‑size enterprises. The company operates nationwide from its Austin, Texas headquarters and partners with FinWise Bank to originate loans. Backd is BBB‑accredited with an A+ rating and maintains a strong online reputation.
Company focus
- Headquarters
- Austin, TX
- Founded
- 2018
- Employees
- 11-50
- Excluded industries
- Financial Services, Consulting, Real Estate, Legal, Government/Non‑profit, Flea Markets / Conventions, Adult Entertainment, Cannabis
- Specialties
- fast funding (24‑hour turnaround), high funding limits up to $2M, working capital advances (MCA style), business line of credit, B2B BNPL capability
Reported eligibility
- Reported score (scale not specified)
- 50
- Monthly revenue from
- $8,333
- Time in business (months)
- 12
Funding & terms
- Funding from
- $10,000
- Funding up to
- $2,000,000
Third-party reputation
- Reported research
- BBB rating A+; Trustpilot Excellent (4.9/5) with 200+ reviews.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.