Company overview
HQ · Costa Mesa, CA
EquipmentTerm loanSBA loans
Balboa Capital, operating under the Ameris Bank Equipment Finance brand, offers equipment financing, short‑term business loans and SBA loan programs to small and mid‑size businesses across the United States. The lender emphasizes a fast, technology‑driven application process and nationwide coverage.
Company focus
- Headquarters
- Costa Mesa, CA
- Founded
- 1988
- Employees
- 201-500
- Specialties
- fast digital funding, equipment financing, SBA loan financing, nationwide coverage, small‑business term loans
Reported eligibility
- Minimum credit score
- 620
- Monthly revenue from
- $25,000
- Time in business (months)
- 12
Funding & terms
- Funding from
- $20,000
- Funding up to
- $5,000,000
Third-party reputation
- Reported research
- BBB rating A+; Trustpilot shows 300+ reviews with mixed but generally positive feedback; acquisition by Ameris Bank announced Dec 2021; no known regulatory actions.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.