PAPLUTUSAI
← All funders

The Plutus directory

Biz2Credit

Company overview

HQ · New York, NY

Merchant cash advanceRevenue basedTerm loanLine of creditCommercial real estateEquipmentSBA loans

Biz2Credit is a fintech small‑business funding platform offering revenue‑based financing, term loans, and commercial real‑estate loans through a data‑driven platform and a network of partners. It has funded over $8 billion for more than 200,000 customers and also provides the Biz2X digital lending technology used by large financial institutions.

Company focus

Headquarters
New York, NY
Founded
2007
Employees
201-500
Specialties
fast funding decisions (often within 24 hours for revenue‑based financing), lower credit score requirements (as low as 575 for RBF), line of credit up to $500,000 funded by subsidiary Itria Ventures, commercial real‑estate financing up to $6 million, educational resources and SBA loan guidance

Reported eligibility

Reported score (scale not specified)
30
Monthly revenue from
$8,333
Time in business (months)
12

Funding & terms

Funding from
$25,000
Funding up to
$2,000,000

Third-party reputation

Reported research
BBB: A+ rating (not BBB accredited). Trustpilot: 4.7/5 based on ~15.6k reviews; customers often praise helpful staff and speed, with some noting transparency/process issues.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

For developers and AI agents

Read-only, unauthenticated company research. No matching, submissions, private records, or write actions.

Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders