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BLUEVINE

Company overview

HQ · Jersey City, NJ

Line of credit

Bluevine (Bluevine Capital Inc.) is a U.S. fintech platform for small businesses offering online business banking and working capital. Its flagship product is a revolving business line of credit up to $250,000 (issued by Celtic Bank) alongside business checking and payments (banking services by Coastal Community Bank). Founded in 2013, Bluevine positions itself as a tech‑first, fast‑decision alternative to traditional banks.

Company focus

Headquarters
Jersey City, NJ
Founded
2013
Employees
500+
Geography
AL, AK, AZ, AR, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NY, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, VT, WA, WI, WV, WY
Excluded industries
Illegal gambling, Pornography and paraphernalia, Political campaigns, Firearms and paraphernalia, Illegal substances, Other controlled substances (including medicinal marijuana, marijuana, cannabis, and hemp) and paraphernalia, Financial institutions and lenders (including insurance, penny auction companies, and cryptocurrency), Donation-based non-profits, Auto dealerships
Specialties
Fast approvals (as fast as 5 minutes), Instant access to funds when paired with Bluevine Business Checking, Partner‑friendly program; term loans up to $500k via partners

Reported eligibility

Reported score (scale not specified)
50
Monthly revenue from
$10,000
Time in business (months)
12

Funding & terms

Funding up to
$250,000

Third-party reputation

Reported research
BBB: A+ rating. Trustpilot: 4.7/5 based on 10,536 reviews. Generally regarded as a leading small‑business financing platform.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders