Company overview
HQ · Austin, TX
Merchant cash advanceTerm loanLine of credit
Backd (legal entity: Austin Business Finance, LLC; dba Backd/Backd Business Funding; formerly GetBackd) is an alternative small‑business finance provider offering working capital advances, bank‑originated term loans, and business lines of credit with fast, digital underwriting. It emphasizes speed—often within 24 hours—and funding limits up to $2 million for U.S.‑based SMBs. The company is headquartered in Austin, Texas, and some loans are originated by FinWise Bank.
Company focus
- Headquarters
- Austin, TX
- Founded
- 2018
- Employees
- 51-200
- Excluded industries
- Adult entertainment, Cannabis, Consulting, Flea markets/conventions, Financial services, Government entities, Legal services, Non-profit organizations, Real estate
- Specialties
- fast funding (often within 24 hours), business line of credit, working capital advances, B2B BNPL, bank‑partnered term loans (FinWise Bank)
Reported eligibility
- Reported score (scale not specified)
- 65
- Monthly revenue from
- $8,333
- Time in business (months)
- 12
Funding & terms
- Funding from
- $25,000
- Funding up to
- $2,000,000
Third-party reputation
- Reported research
- BBB A+ accredited; Trustpilot rating Excellent with ~208 reviews; partnership announcement with FinWise Bancorp supports credibility.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.