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CAPITAL PREMIUM

Company overview

HQ · Draper, UT

Capital Premium Financing is a specialty lender focused on financing commercial insurance premiums (property, casualty, liability, etc.), enabling businesses to pay large annual premiums over time. Founded in 1988 and headquartered in Draper, Utah, it emphasizes service and technology tools like Easy2Quote and FinancePro for agents and insureds. This is not an MCA or small‑business working capital lender; its product is insurance premium finance.

Company focus

Headquarters
Draper, UT
Founded
1988
Employees
51-200
Specialties
Profit‑sharing programs for agencies (Contract Funding™, AFP Flex‑Plan™, AFP Max‑Plan™), Agent tools including online quoting (Easy2Quote, FinancePro), live phone support, and text notifications for account alerts, Dedicated point of contact and nationwide service for commercial insurance premium financing

Third-party reputation

Reported research
BBB: A+ rating (Not Accredited); Listed years in business 37; Headquarters address confirmed on BBB and company site.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

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Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders