Company overview
Direct lender · HQ · Plano, TX
Equipment
Centra Funding, LLC is a nationwide equipment finance company based in Plano, Texas, providing equipment finance agreements and leases to small and midsize businesses. Through its 4 Hour Funding broker platform it offers application‑only approvals, same‑day funding and specialty programs for startups and medical/dental customers, including deferral and no‑prepayment options. Founded in 2006, Centra is a direct lender and a subsidiary of CV Holdings, Inc.
Company focus
- Business role
- Direct lender
- Headquarters
- Plano, TX
- Founded
- 2006
- Employees
- 51-200
- Specialties
- same-day funding, 4 Hour Funding broker platform, startup/new business program up to $75k, medical/dental program, no prepayment penalty option, 90-day deferral and 6-month step payments, vendor prefunding
Reported eligibility
- Time in business (months)
- 0
Funding & terms
- Funding from
- $5,000
- Funding up to
- $10,000,000
Third-party reputation
- Reported research
- BBB rating A- with 9 complaints; strong positive Google review sentiment; no known regulatory actions.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.