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COBALT

Company overview

Direct lender · HQ · New York, NY

Revenue basedMerchant cash advance

Cobalt Funding Solutions is a New York City‑based alternative capital provider offering revenue‑based financing nationwide. They advertise fast decisions and funding, often within 24 hours, with deal sizes from $10,000 to $3,000,000. The firm partners with ISOs and positions itself as a direct lender with renewal commissions and incentives.

Company focus

Business role
Direct lender
Headquarters
New York, NY
Founded
2020
Employees
11-50
Specialties
revenue-based financing, fast funding (as little as 24 hours), nationwide, direct lender, ISO renewal commissions and monthly bonuses

Funding & terms

Funding from
$10,000
Funding up to
$3,000,000

Third-party reputation

Reported research
No BBB rating available. Litigation reported in news articles (e.g., MyPillow lawsuit). General web trust‑check sites list the domain as safe but lack detailed customer reviews. Overall reputation is mixed, with some negative publicity due to legal actions.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders