Company overview
HQ · Birmingham, MI
Cooper Asset is a direct merchant cash advance funder that partners with ISO brokers to provide high‑risk, ACH‑only cash advances to main‑street merchants. It markets itself as a fast‑funding option that can advance cash in days for sub‑prime or impaired‑credit businesses.
Company focus
- Headquarters
- Birmingham, MI
- Employees
- 1-10
- Specialties
- high-risk MCA, ACH-only advances, tolerates NSFs/negative days (up to ~7), accepts multiple positions; can consolidate or come in on top, fast underwriting response (submit by 5pm ET; reply by 9:30am next day), ISO-friendly (no in-house sales/renewal poaching), welcomes auto dealers and trucking
Reported eligibility
- Reported score (scale not specified)
- 30
Third-party reputation
- Reported research
- No BBB profile found. Limited public reviews; legal filings show Cooper Asset as plaintiff in commercial contract actions and law‑firm pages reference active collections typical of MCA funders.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.