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Cooper Asset

Company overview

HQ · Birmingham, MI

Merchant cash advance

Cooper Asset is a direct merchant cash advance funder that partners with ISO brokers to provide high‑risk, ACH‑only cash advances to main‑street merchants. It markets itself as a fast‑funding option that can advance cash in days for sub‑prime or impaired‑credit businesses.

Company focus

Headquarters
Birmingham, MI
Employees
1-10
Specialties
high-risk MCA, ACH-only advances, tolerates NSFs/negative days (up to ~7), accepts multiple positions; can consolidate or come in on top, fast underwriting response (submit by 5pm ET; reply by 9:30am next day), ISO-friendly (no in-house sales/renewal poaching), welcomes auto dealers and trucking

Reported eligibility

Reported score (scale not specified)
30

Third-party reputation

Reported research
No BBB profile found. Limited public reviews; legal filings show Cooper Asset as plaintiff in commercial contract actions and law‑firm pages reference active collections typical of MCA funders.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

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POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

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