Company overview
HQ · Stamford, CT
Merchant cash advanceRevenue based
eFinancial Tree (also known as eFin Cap) is a Stamford, CT‑based direct funder in the alternative business lending space that works primarily through ISO/broker partnerships. It offers fast, flexible revenue‑based financing/MCAs with same‑day decisions and funding and ISO‑focused programs like syndication and white labeling.
Company focus
- Headquarters
- Stamford, CT
- Founded
- 2013
- Employees
- 11-50
- Specialties
- ISO-focused direct funder, same-day funding up to $500k, flexible underwriting and pre-underwritten offers, syndication and white label programs, preferred terms for minority-owned businesses
Reported eligibility
- Reported score (scale not specified)
- 30
- Monthly revenue from
- $15,000
- Time in business (months)
- 12
- Maximum positions
- 3
Funding & terms
- Funding from
- $15,000
- Funding up to
- $500,000
Third-party reputation
- Reported research
- Limited BBB information and few consumer reviews; litigation records indicate collection lawsuits in NY and CT related to MCA agreements.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.