Company overview
HQ · Sealand
Term loan
Federal Capital Limited is a UK‑based lender offering unsecured term business loans exclusively through finance brokers. Since 2012 it has supported over 36,000 businesses and lent more than £1 bn, typically deciding applications within a few hours and providing same‑day funding after signing. The firm is FCA‑registered and operates from its Flintshire office.
Company focus
- Headquarters
- Sealand
- Founded
- 2012
- Employees
- 1-10
- Specialties
- unsecured business loans, broker-introduced only, fast decisions (~2 hours), same-day funding after signing, early settlement discount, strong repeat business
Third-party reputation
- Reported research
- Trustpilot rating 4.4/5 (31 reviews) with both positive comments on speed and negative remarks on collections. FCA register lists status "Authorised – applied to cancel" (FRN 712978).
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.