PAPLUTUSAI
← All funders

The Plutus directory

FENIX CAPITAL

Company overview

HQ · Brooklyn, NY

Merchant cash advanceRevenue based

Fenix Capital Funding, LLC is a direct merchant cash advance (MCA) funder specializing in B–C paper. Founded in 2021 and based in Brooklyn, NY, it offers $10K–$250K MCA programs with approvals in about 4 hours and same-day funding. The company funds nationwide and runs an active ISO partner program with high commissions and renewal options.

Company focus

Headquarters
Brooklyn, NY
Founded
2021
Employees
51-200
Specialties
Direct MCA funder (in-house underwriting and origination), Fast pre-approvals (~4 hours) and next-day funding, Funding up to 125–175% of monthly sales volume, Nationwide coverage; broad industry reach (750+ industries)

Reported eligibility

Reported score (scale not specified)
30

Funding & terms

Funding up to
$200,000

Third-party reputation

Reported research
BBB: A+ rating, not accredited; address listed in Brooklyn, NY; principal listed as Sergey Sprikut. Mixed BBB reviews noted. No clear Trustpilot presence. Involved in 2025–2026 civil contract litigation (case transferred to EDNY).
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

For developers and AI agents

Read-only, unauthenticated company research. No matching, submissions, private records, or write actions.

Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders