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FLEXIBILITY

Company overview

HQ · New York, NY

Merchant cash advanceRevenue basedTerm loanLine of creditEquipment

Flexibility Capital is a New York‑based alternative finance provider that offers merchant cash advances, term loans, lines of credit and equipment financing to small businesses nationwide. Since its founding in 2018 the company has funded over $1 billion and is recognized for rapid funding decisions, often within 24 hours, and strong customer satisfaction reflected in Trustpilot and BBB ratings.

Company focus

Headquarters
New York, NY
Founded
2018
Employees
11-50
Specialties
Fast funding (as quick as 24 hours), National coverage across the U.S., Multiple financing products (MCA, term loans, lines of credit, equipment financing), High customer satisfaction reflected by Trustpilot 4.8 rating and BBB A+ rating

Reported eligibility

Reported score (scale not specified)
30
Monthly revenue from
$10,000
Time in business (months)
6

Funding & terms

Funding from
$5,000
Funding up to
$5,000,000

Third-party reputation

Reported research
BBB A+ rating with a clean complaint record; 1,224 Trustpilot reviews averaging 4.8/5; recognized on the Inc. 5000 list in 2024; no significant regulatory actions identified.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

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Read-only, unauthenticated company research. No matching, submissions, private records, or write actions.

Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders