Company overview
HQ · Hallandale Beach, FL
Merchant cash advance
Flow Capital Funding LLC is a South Florida-based direct merchant cash advance funder providing fast working capital to small businesses. The company advertises quick underwriting (approvals in as little as 30 minutes) and funding up to $250,000 with flexible, revenue-based remittances and no collateral. It partners with ISOs and serves most U.S. states, excluding NY, CA, VA, and UT.
Company focus
- Headquarters
- Hallandale Beach, FL
- Founded
- 2023
- Employees
- 1-10
- Geography
- AL, AK, AZ, AR, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, VT, WV, WI, WY
- Excluded industries
- Trucking, Attorney/Law, Non-Profit, Auto Sales
- Specialties
- Rapid underwriting/approvals (stated "Approvals within 30 minutes"), MCA-only focus, flexible structures, and willingness to fund 2nd–5th positions, Near-nationwide footprint with four-state exclusions
Reported eligibility
- Reported score (scale not specified)
- 30
- Monthly revenue from
- $25,000
- Time in business (months)
- 12
- Maximum positions
- 5
Funding & terms
- Funding from
- $10,000
- Funding up to
- $250,000
Third-party reputation
- Reported research
- No specific BBB profile or Trustpilot/Google reviews were found. Flow Capital Funding is active in ISO outreach, as evidenced by detailed guidelines on DailyFunder, indicating direct-funder activity and quick approvals. A 2026 New York Supreme Court case lists Flow Capital Funding LLC as a plaintiff in a commercial contract matter, which is consistent with typical MCA collections activity; no broader regulatory actions were found.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.