Company overview
HQ · San Diego, CA
Merchant cash advanceTerm loanLine of creditEquipment
Formula Funding provides working capital loans and equipment financing to businesses. They offer flexible funding solutions, including lines of credit and cash advances, with rapid decisions and a simple application process. They serve businesses nationwide, with programs designed for various credit profiles and revenue levels.
Company focus
- Headquarters
- San Diego, CA
- Founded
- 2011
- Employees
- 11-50
- Specialties
- fast funding decisions, streamlined equipment financing, nationwide coverage, acceptance of low‑credit profiles
Reported eligibility
- Reported score (scale not specified)
- 30
- Monthly revenue from
- $10,000
- Time in business (months)
- 12
Funding & terms
- Funding from
- $10,000
- Funding up to
- $500,000
Third-party reputation
- Reported research
- BBB: A+ rating (not accredited); BirdEye: 4.8/5 from 168 reviews; Yelp: 2 positive reviews; UCS editorial rating 4/5; minor TCPA‑related allegations noted in litigation blog.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.