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FUNDBOX

Company overview

HQ · Plano, TX

Line of creditTerm loan

Fundbox, Inc. is a pioneer of embedded capital products for small businesses, offering fast, simple access to credit through partner platforms and directly to SMBs. It provides business lines of credit and term loans up to $250,000, supported by bank partners and developer‑friendly APIs for white‑label, embedded experiences. Headquartered in Plano, TX, Fundbox has helped over 170,000 SMBs unlock more than $6B in capital and positions itself as core capital infrastructure for the digital SMB economy.

Company focus

Headquarters
Plano, TX
Founded
2013
Employees
201-500
Specialties
embedded capital APIs, fast funding (as soon as next business day), SMB working capital lines of credit, bank-data underwriting via Plaid

Reported eligibility

Reported score (scale not specified)
50
Monthly revenue from
$2,500
Time in business (months)
3

Funding & terms

Funding from
$1,000
Funding up to
$250,000

Third-party reputation

Reported research
BBB: A+ and accredited since 2014. Trustpilot ~4.7/5 from ~4.4K reviews praising speed and service; some note credit line reductions and weekly payments. Google Maps (Plano HQ listing) shows ~4.5/5. Recent news highlights expanded credit facilities and partnerships; no notable regulatory actions found.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders