Company overview
HQ · London
Funding Circle is the UK’s leading online small‑business finance platform, offering fast term loans, a FlexiPay revolving line of credit, a cashback business credit card and asset finance through specialist partners. Founded in 2010 and authorised by the FCA, it has helped over 125,000 UK businesses access more than £17 billion, with decisions in as little as one hour.
Company focus
- Headquarters
- London
- Founded
- 2010
- Employees
- 500+
- Specialties
- decisions in as little as 1 hour, funds typically in 48 hours, multi-product platform (term loans, FlexiPay line of credit, cashback card), asset finance via partners up to £5m, dedicated introducer/broker programme, no early repayment fees on loans
Funding & terms
- Funding from
- $1,300
- Funding up to
- $5,000,000
Third-party reputation
- Reported research
- Trustpilot UK rating 4.5/5 with 16,763 reviews; FCA‑authorised (FRN 722513); no BBB profile for UK; no FCA sanctions identified.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.