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FUNDING CIRCLE - UK

Company overview

HQ · London

Term loanLine of creditEquipment

Funding Circle is the UK’s leading online small‑business finance platform, offering fast term loans, a FlexiPay revolving line of credit, a cashback business credit card and asset finance through specialist partners. Founded in 2010 and authorised by the FCA, it has helped over 125,000 UK businesses access more than £17 billion, with decisions in as little as one hour.

Company focus

Headquarters
London
Founded
2010
Employees
500+
Specialties
decisions in as little as 1 hour, funds typically in 48 hours, multi-product platform (term loans, FlexiPay line of credit, cashback card), asset finance via partners up to £5m, dedicated introducer/broker programme, no early repayment fees on loans

Funding & terms

Funding from
$1,300
Funding up to
$5,000,000

Third-party reputation

Reported research
Trustpilot UK rating 4.5/5 with 16,763 reviews; FCA‑authorised (FRN 722513); no BBB profile for UK; no FCA sanctions identified.
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Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders