Company overview
HQ · London
Got Capital Ltd (trading as Got Capital) is a London‑based direct lender that provides merchant cash advances and revenue‑based financing to UK SMEs, offering fast funding (1‑24 hours) without personal guarantees and assessing borrowers primarily on business performance.
Company focus
- Headquarters
- London
- Founded
- 2014
- Employees
- 11-50
- Specialties
- fast funding (1‑24 hours), direct lender (no broker intermediary), no personal guarantees required, accepts lower credit scores, UK & Ireland coverage
Reported eligibility
- Reported score (scale not specified)
- 30
- Monthly revenue from
- $5,000
- Time in business (months)
- 3
Funding & terms
- Funding from
- $2,000
- Funding up to
- $300,000
Third-party reputation
- Reported research
- Trustpilot rating 4.8/5 (658 reviews) indicating fast funding and helpful staff; no BBB rating; no regulatory enforcement actions found.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.