Company overview
HQ · Chicago, IL
Line of credit
Headway Capital, LLC is a direct online small‑business lender under Enova that offers its True Line of Credit to help businesses manage cash flow and expenses. It provides credit limits up to $100,000 with weekly or monthly repayment options and funding as soon as one business day after approval in many states.
Company focus
- Headquarters
- Chicago, IL
- Founded
- 2015
- Employees
- 11-50
- Geography
- AL, AK, AZ, CA, CO, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MN, MS, MO, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV, WI, WY
- Specialties
- True Line of Credit (draw as needed), Fast funding (as soon as one business day), Flexible weekly or monthly payments with 12/18/24-month terms, Unsecured lines up to $50k; secured up to $100k, Partner portal/API for application submission
Reported eligibility
- Monthly revenue from
- $4,167
- Time in business (months)
- 12
Funding & terms
- Funding from
- $5,000
- Funding up to
- $100,000
Third-party reputation
- Reported research
- BBB: A+ (accredited 2026-02-06); HQ listed at 175 W. Jackson Blvd., Suite 1000, Chicago, IL 60604. Trustpilot: 4.3/5 from 2,256 reviews; public support email listed. Partner portal states Headway Capital is no longer accepting new applications and directs submissions to OnDeck.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.