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HONEST FUNDING

Company overview

HQ · New York, NY

Merchant cash advance

Honest Funding LLC provides merchant cash advances (MCA) of up to $500K, promising funding within 24 hours through an in‑house underwriting team. The lender targets small and mid‑size businesses nationwide, offering flexible, revenue‑based repayment and a 24/7 portal for borrowers.

Company focus

Headquarters
New York, NY
Founded
2022
Employees
1-10
Specialties
in-house underwriting, funding in as little as 24 hours, up to $500k advances, nationwide coverage, early payoff discount incentives

Funding & terms

Funding up to
$500,000

Third-party reputation

Reported research
Trustpilot: 4.5/5 based on 21 reviews (as of 2026-05-06), with mostly positive feedback highlighting speed, transparency, and helpful staff (frequent mentions of ‘Galina’); one negative review regarding rates received a detailed company response. Multiple MCA collection/litigation filings in NY courts indicate active enforcement. No BBB profile located.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

For developers and AI agents

Read-only, unauthenticated company research. No matching, submissions, private records, or write actions.

Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders