Company overview
HQ · London
Line of credit
Iwoca Ltd is a UK‑based fintech that offers short‑term business loans and flexible credit lines to small and medium‑size enterprises. It is authorised by the FCA, operates in the UK and Germany, and is recognised for rapid digital underwriting and a strong Trustpilot reputation.
Company focus
- Headquarters
- London
- Founded
- 2011
- Employees
- 201-500
- Specialties
- fast funding, flexible credit lines, SME lending, digital application platform, open banking integration
Funding & terms
- Funding from
- $1,000
- Funding up to
- $1,000,000
Third-party reputation
- Reported research
- Trustpilot rating 4.8/5 with ~12k reviews; positive themes on speed and service, occasional cost complaints; FCA‑registered payment services provider; no BBB rating; potential sale news in Nov 2025.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.