Company overview
HQ · San Juan, PR
JIC Bank International, Inc. ("JIC Bank") is a Puerto Rico‑licensed digital bank that offers merchant cash advance‑style financing and short‑term/term loans to small and medium‑sized businesses across the United States. It specializes in purchasing future receivables with daily or weekly remittances and markets its solutions through a streamlined, digital‑first platform.
Company focus
- Headquarters
- San Juan, PR
- Founded
- 2016
- Employees
- 1-10
- Specialties
- Puerto Rico IFE‑licensed bank (IFE‑031), ABA & SWIFT member, Tailored commercial lending for U.S. SMEs, Streamlined processing and common‑sense underwriting
Third-party reputation
- Reported research
- OCIF (Puerto Rico) denied renewal of JIC Bank International Inc.’s IFE license on Dec 20, 2024; the denial was affirmed by the Puerto Rico Court of Appeals on June 30, 2025. JIC reported pausing operations in late 2023 and returning all deposits. No BBB or Trustpilot profiles found; limited public customer reviews.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.
Sourcesbankjic.com ↗