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ML FACTORS

Company overview

HQ · Cedarhurst, NY

Merchant cash advance

ML Factors Funding LLC is a boutique merchant cash advance lender founded in 2015 and based in Cedarhurst, New York. It provides short‑term financing to small businesses through purchases of future receivables, targeting merchants that may not qualify for traditional loans. The firm operates a low‑profile web presence and has received mixed consumer feedback, including BBB complaints and a negative Yelp review.

Company focus

Headquarters
Cedarhurst, NY
Founded
2015
Employees
1-10
Specialties
MCA financing, fast funding, small business focus

Third-party reputation

Reported research
BBB profile (Cedarhurst, NY) shows Not Rated and Not BBB Accredited; BBB file opened 9/26/2017. Yelp lists 1 review with a 1.0 rating and categorizes the business as Business Financing. Multiple directories confirm address 428 Central Ave, Cedarhurst, NY 11516 and phone [phone omitted]; Chamber lists an alternate phone [phone omitted]. The entity appears on a debt‑collector list and has been a party in collection litigation, consistent with MCA enforcement.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders