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MOBY CAPI

Company overview

HQ · Austin, TX

Revenue basedTerm loanLine of creditInvoice factoringEquipment

MobyCap (Moby Capital) is a direct small‑business funder offering collateral‑free, revenue‑based financing and other loan products up to $10 million, with same‑day or 24‑hour funding. It serves a broad range of industries nationwide and positions itself as a rapid, bespoke funding solution without hard credit pulls.

Company focus

Headquarters
Austin, TX
Founded
2019
Employees
11-50
Excluded industries
Debt Relief, Creditors, Financial Services / Investment Management, Gambling, Adult Entertainment, Dating / Escorts, Pawn Shops, Bail Bonds, Brokerages, Oil/Gas (specific sectors), Solar (rare exception), Transportation (only over $3M revenue and special circumstances)
Specialties
fast funding (as little as 24 hours), customized financing / revenue-based options, no hard credit pull, collateral-free options

Reported eligibility

Reported score (scale not specified)
30
Time in business (months)
6

Funding & terms

Funding from
$50,000
Funding up to
$5,000,000

Third-party reputation

Reported research
BBB profile shows accreditation since 02/14/2020 and lists funding amounts ranging $50k‑$5M; principals include CEO Carolyn Kavanagh and Director of Operations Joe Packard. Trustpilot shows 33 reviews with a TrustScore of 2/5 (mixed). Site lists address 905 W Oltorf St, Austin, TX 78704 and contact info [email omitted], [phone omitted].
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Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders