Company overview
HQ · Chicago, IL
NetCredit is a U.S. consumer lender offering online personal installment loans and lines of credit, serving near‑prime customers with fast funding and flexible terms. It operates as part of Enova International and services loans itself, with some loans originated by partner banks depending on the state. NetCredit does not appear to provide merchant cash advances or small business funding products.
Company focus
- Headquarters
- Chicago, IL
- Founded
- 2012
- Employees
- 201-500
Third-party reputation
- Reported research
- NetCredit, the consumer lending brand of Enova International, holds an A+ BBB rating and a 4.8/5 rating on Trustpilot with over 32,000 reviews. Consumer advocates have criticized its high‑APR installment loan model, but there are no known regulatory actions specific to a separate 'NETCREDIT12' entity.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.