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ONDECK CAPITAL

Company overview

HQ · New York, IL

Term loanLine of credit

OnDeck (On Deck Capital, Inc.) is a technology‑enabled small business lender offering term loans and revolving lines of credit directly to U.S. SMBs. Part of Enova International since 2020, OnDeck emphasizes fast decisions and same‑day funding with dedicated U.S.-based loan advisors. It serves most industries nationwide, with certain industry restrictions and does not lend in North Dakota.

Company focus

Headquarters
New York, IL
Founded
2006
Employees
500+
Excluded industries
Adult entertainment, Firearms vendors, Gambling (lotteries, casinos, raffles, gaming), Money services businesses (MSBs), Pawn shops, Used car dealers, Wireless (mobile phone) stores
Specialties
same‑day funding, direct in‑house loan advisors, strong reputation (BBB A+ and Trustpilot 4+ stars)

Reported eligibility

Reported score (scale not specified)
50
Monthly revenue from
$8,333
Time in business (months)
12
Maximum positions
1

Funding & terms

Funding from
$5,000
Funding up to
$400,000

Third-party reputation

Reported research
BBB: A- (accredited). Trustpilot: ~4.7/5 with 5,500+ reviews; generally positive reputation.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders