Company overview
HQ · Chicago, IL
Term loanLine of credit
OnDeck (On Deck Capital, Inc.) is a leading U.S. online small‑business lender offering term loans and revolving lines of credit, using proprietary data and technology to underwrite based on business performance. Part of Enova International (NYSE: ENVA), OnDeck has funded 185K+ businesses and delivered $25B+ in financing since 2006. They emphasize fast decisions, same‑day funding, and dedicated U.S.-based loan advisors.
Company focus
- Headquarters
- Chicago, IL
- Founded
- 2006
- Employees
- 500+
- Geography
- AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NH, NJ, NM, NV, NY, NC, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, DC
- Excluded industries
- Adult entertainment or materials, Art dealers, Bail bond services, Birth tourism, Boat dealers, Drug dispensaries, Firearms vendors, Gambling (lotteries, casinos, raffles, gaming), Gold dealers, Government and non-profits, public administration, civic organizations, Horoscope and fortune telling, Manufactured (mobile) home dealers, Money services businesses (MSBs), Mortgage and non-mortgage loan brokers, Motorcycle, ATV, and all other motor vehicle dealers, Multi-level marketing, New car dealers, Non-profits, Outdoor power equipment stores, Pawn shops, Private households, Recreational vehicle dealers, Religious/civic organizations, Rooming and boarding houses, Used car dealers, Wireless (mobile phone) stores
- Specialties
- same-day funding, dedicated U.S.-based loan advisors, technology-driven underwriting, direct lender (no middleman), renewal options
Reported eligibility
- Reported score (scale not specified)
- 60
- Monthly revenue from
- $8,333
- Time in business (months)
- 12
Funding & terms
- Funding from
- $5,000
- Funding up to
- $400,000
Third-party reputation
- Reported research
- BBB: A+ rating (OnDeck profile). Trustpilot: 4.7/5 based on ~5,523 reviews. Notable: Acquired by Enova International in July 2020; does not lend to businesses in North Dakota.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.