Company overview
HQ · San Jose, CA
Revenue basedTerm loan
PayPal Holdings, Inc. is a global payments platform that also provides small-business financing integrated with its merchant ecosystem. Through WebBank‑originated products, it offers PayPal Working Capital (a fixed‑fee loan repaid as a percentage of PayPal sales) and the PayPal Business Loan (LoanBuilder), a fixed‑term loan with weekly payments. These products target PayPal sellers and other small businesses needing fast, flexible capital.
Company focus
- Headquarters
- San Jose, CA
- Founded
- 1998
- Employees
- 500+
- Specialties
- fast funding, repayment as a percentage of PayPal sales (Working Capital), no personal credit check for Working Capital, repeat borrower limits up to $300k
Reported eligibility
- Reported score (scale not specified)
- 30
- Monthly revenue from
- $2,775
- Time in business (months)
- 3
- Maximum positions
- 1
Funding & terms
- Funding from
- $1,000
- Funding up to
- $300,000
Third-party reputation
- Reported research
- BBB: A rating and accredited; CFPB 2015 action regarding PayPal Credit. General support phones listed on BBB; dedicated lending phones on product pages.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.