Company overview
HQ · Jersey City, NJ
Merchant cash advanceRevenue based
Pearl Capital Business Funding, LLC provides short‑term capital advance solutions such as merchant cash advances and revenue‑based financing to under‑banked small businesses across the United States. Leveraging an ISO network, the company offers fast funding up to $1 million with flexible underwriting that accepts any credit score and as little as three months in business. Pearl Capital is headquartered in Jersey City, New Jersey and was founded in 2010.
Company focus
- Headquarters
- Jersey City, NJ
- Founded
- 2010
- Employees
- 51-200
- Specialties
- ISO‑centric distribution, white‑label syndication, tech‑enabled fast decisions (24‑48 h), subprime tolerance (any FICO), nationwide service
Reported eligibility
- Reported score (scale not specified)
- 30
- Time in business (months)
- 3
Funding & terms
- Funding from
- $5,000
- Funding up to
- $1,000,000
Third-party reputation
- Reported research
- BBB rating C+; limited Trustpilot presence; past lawsuit mention; overall mixed reputation.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.