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PROSPERUM

Company overview

HQ · New York, NY

Merchant cash advanceTerm loanLine of creditSBA loansInvoice factoring

Prosperum Funding LLC is a New York‑based alternative business finance provider/ISO offering merchant cash advances alongside a broad menu of small‑business financing programs (line of credit, long‑term loans, AR financing, SBA, and more). The firm emphasizes quick application‑to‑offer turnaround and same‑day funding potential.

Company focus

Headquarters
New York, NY
Founded
2014
Employees
11-50
Specialties
same-day funding potential, broad product menu (MCA, LOC, AR, SBA, term), custom financing programs, credit card split processing option

Funding & terms

Funding from
$5,000
Funding up to
$5,000,000

Third-party reputation

Reported research
BBB: Not accredited; 1 unresolved complaint; 11 years in business. Trustpilot: 25+ mostly positive reviews (2019‑2025). No regulatory actions identified.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

For developers and AI agents

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders