Company overview
Direct lender · HQ · Arlington, VA
Merchant cash advanceRevenue basedTerm loanLine of creditEquipmentSBA loansInvoice factoringPurchase order financing
Kapitus (formerly Strategic Funding Source, Inc.) is a direct lender and marketplace provider of small business financing, and its servicing arm operates under the unified Kapitus brand (often referenced as Kapitus Servicing, Inc.). It offers revenue‑based financing and a broad suite of products with fast approvals and funding.
Company focus
- Business role
- Direct lender
- Headquarters
- Arlington, VA
- Founded
- 2006
- Employees
- 500+
- Specialties
- direct lender + marketplace, fast approvals (as little as 4 hours), funding as fast as 24 hours, ISO partner portal
Reported eligibility
- Time in business (months)
- 24
Third-party reputation
- Reported research
- Trustpilot shows generally positive reviews; BBB profile indicates not BBB accredited. 2019 rebrand united Kapitus’s funding and servicing arms; Kapitus Servicing, Inc. appears in court dockets as servicing agent.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.