Company overview
HQ · North Miami Beach, FL
Merchant cash advanceLine of creditEquipmentInvoice factoring
Smart Business Funding, operating as Collins Cash Inc., provides merchant cash advances along with equipment financing and lines of credit. The firm emphasizes rapid funding—often within 24 hours—and serves a broad range of industries nationwide from its North Miami Beach headquarters.
Company focus
- Headquarters
- North Miami Beach, FL
- Founded
- 2013
- Employees
- 11-50
- Industries
- restaurants, retail, construction, trucking & transportation, auto repair/detailing, hospitality/hotels, real estate/property management, higher-risk/credit-challenged
- Specialties
- fast funding (often ≤24 hours), willing to fund multiple positions (stacking), broad product suite (MCA, LOC, equipment, AR/asset-based), supports higher-risk and credit-challenged industries
Reported eligibility
- Monthly revenue from
- $5,000
- Time in business (months)
- 6
Funding & terms
- Funding from
- $5,000
- Funding up to
- $5,000,000
Third-party reputation
- Reported research
- BBB: A+ and accredited (since 2/17/2026); Years in business 13, business started 2/26/2013. Trustpilot: 4.5/5 based on 14 reviews. Historical listings show a Brooklyn, NY address; current BBB headquarters listing is North Miami Beach, FL. No major regulatory actions found.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.