Company overview
HQ · Boca Raton, FL
Merchant cash advanceRevenue based
Smart Step Funding is a direct funder that provides Total Deposit Advance (ACH‑style) and Credit Card Advance (split‑processing) financing to U.S. small businesses. It markets fast funding within days and flexible repayment tied to a percentage of sales, serving a broad range of verticals.
Company focus
- Headquarters
- Boca Raton, FL
- Founded
- 2019
- Employees
- 1-10
- Industries
- Food / Dining, Health & Beauty, Franchises, Retail, Automotive, Education & Daycare, Medical, Bar / Night Club
- Specialties
- direct funder, fast pre‑qualification and funding, multiple MCA programs (Total Deposit Advance and Credit Card Advance), renewal flexibility, broad industry coverage
Reported eligibility
- Reported score (scale not specified)
- 30
- Monthly revenue from
- $10,000
- Time in business (months)
- 12
Funding & terms
- Funding from
- $5,000
- Funding up to
- $300,000
Third-party reputation
- Reported research
- BBB rating A (not accredited); no notable Trustpilot/Google reviews; no regulatory actions found.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.