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SURFSIDE CAPITAL

Company overview

HQ · Bay Harbor Islands, FL

Merchant cash advanceRevenue based

Surfside Capital is a small‑business funder that offers merchant cash advances and revenue‑based financing with fast, light‑doc underwriting. Approvals range from $20,000 to $750,000, terms up to 24 months, and the company accepts up to the fifth position in stackings. Headquartered in Bay Harbor Islands, Florida, it notes more than 18 years of experience serving businesses.

Company focus

Headquarters
Bay Harbor Islands, FL
Employees
1-10
Excluded industries
trucking/transportation, legal, real estate/brokers/mortgage companies/home flippers, financial based services, farming/agriculture
Specialties
fast funding (responses in ~2 hours; same-day possible), accepts high stacking (up to 5th position), funds subprime credit (550+ minimum), clear industry exclusions

Reported eligibility

Minimum credit score
550
Monthly revenue from
$8,333
Time in business (months)
18
Maximum positions
5

Funding & terms

Funding from
$20,000
Funding up to
$750,000

Third-party reputation

Reported research
No confirmed BBB/Trustpilot listing found for the Florida entity; avoid confusing with Surfside Capital Advisors (Boston). Limited public reviews observed.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders