Company overview
HQ · New York, NY
Merchant cash advanceRevenue basedTerm loanLine of creditEquipmentSBA loansInvoice factoring
Sutton Funding is a New York‑based alternative business finance provider offering merchant cash advances, term loans, and business lines of credit to small and mid‑sized businesses nationwide. The company emphasizes fast approvals and funding (often within 24 hours) and uses AI‑driven underwriting that weighs bank activity and revenue more than traditional credit scores.
Company focus
- Headquarters
- New York, NY
- Founded
- 2017
- Employees
- 11-50
- Specialties
- approvals up to $2M in minutes, 24-hour funding, line of credit with 0% draw fee, nationwide coverage, high approval rate
Funding & terms
- Funding up to
- $2,000,000
Third-party reputation
- Reported research
- BBB rating B‑ (not accredited) with at least one complaint not responded to; Trustpilot score ~2.9/5 from 92 reviews as of 2026‑05‑07, reflecting mixed sentiment.
- Reading this research
- Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.