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THE SMARTER MERC

Company overview

HQ · New York, NY

Merchant cash advanceRevenue based

The Smarter Merchant (legal: DMKA LLC d/b/a The Smarter Merchant) is a direct merchant cash advance and revenue‑based financing funder based in New York City operating since 2013. It provides small‑business owners nationwide with advances up to $500,000, same‑day decisions, flexible daily or weekly repayments, and pre‑payment discounts.

Company focus

Headquarters
New York, NY
Founded
2013
Employees
11-50
Specialties
direct funder, same-day decisions, flexible daily/weekly payments, prepayment discounts, ISO portal with real-time deal tracking, nationwide funding

Reported eligibility

Reported score (scale not specified)
30

Funding & terms

Funding from
$5,000
Funding up to
$500,000

Third-party reputation

Reported research
Trustpilot: TrustScore 4.5/5 with 9 reviews (multiple recent 5‑star reviews). No distinct BBB profile found under the brand name.
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

About these reviews

Plutus merchant experiences, separate from external platform ratings. Transactions are self-attested, not independently verified. Positive and negative reviews are moderated for relevance, privacy and abuse—not sentiment.

For developers and AI agents

Read-only, unauthenticated company research. No matching, submissions, private records, or write actions.

Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders