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UNITED CAPITAL

Company overview

HQ · St. Petersburg, FL

Invoice factoring

Bank‑owned invoice factoring firm offering nationwide accounts‑receivable financing to B2B and B2G clients, backed by Gulf Coast Bank & Trust, with over $3 billion funded since 1997. Serves verticals including staffing, government, manufacturing, service, IT and security, positioning itself as a low‑fee, high‑capacity alternative to independent factors.

Company focus

Headquarters
St. Petersburg, FL
Founded
1997
Employees
11-50
Industries
government contractors, security guard companies, manufacturing, staffing, information technology, service businesses
Specialties
Staffing, Government, Manufacturing, Service, Information Technology, Security Guard

Reported eligibility

Monthly revenue from
$20,000
Time in business (months)
0

Third-party reputation

Reported research
BBB rating A+, not accredited; 29 years in business; leadership listed (CEO Ivan Baker, COO Chris Youmans, National Sales Manager Nicholas Pittas).
Reading this research
Third-party ratings are historical research, not a Plutus merchant rating. Legal and cost statements are attributed reports, not findings by Plutus; confirm the original sources and current terms.

Merchant reviews

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Public MCP endpoint · Developer guide →

POST JSON-RPC: initialize, tools/list, tools/call. Tools: search_funders and get_funder. Content-Type: application/json; Accept: application/json, text/event-stream.

MCP endpoint: https://plutusai.net/mcp/funders